The FLA is the leading trade association for the consumer finance sector in the UK
In 2025, FLA members provided £122 billion of consumer credit to consumers, to support purchases ranging from cars to household goods, accounting for over a third of total new consumer credit written in the UK.
In this part of the website, members are able to find out about the current issues affecting the industry and log in to the members’ room to access responses to consultation papers and additional briefing material.
One of the principal functions of the Consumer Finance Division is to influence Regulatory Policy by both the Government and Financial Conduct Authority (FCA) at an early stage.
This section contains information on the Committees and Working Groups administered by the Consumer Finance Division, and other groups which operate across all three divisions of the FLA.
FLA members are committed to adhering to good practice standards and delivering good outcomes for their customers. Eligible staff can join the groups and receive relevant information.
Find out about the current issues affecting Asset Finance and log in to the members’ area to access consultation papers and additional briefing material.
Find out about the current issues affecting Motor Finance and log in to the members’ area to access consultation papers and additional briefing material.
Find out about the current issues affecting Asset Finance and log in to the members’ room to access consultation papers and additional briefing material.
Find out about the current issues affecting Motor Finance and log in to the members’ room to access consultation papers and additional briefing material.