If you find yourself in difficulty unexpectedly, don’t ignore the problem. Getting into financial difficulty doesn’t just mean falling behind with repayments, it could be that you are keeping up with repayments but that you are finding it a struggle.
FLA members recognise that it is difficult and even embarrassing telling someone that you are struggling, but if you do they will do what they can to help you.
Remember to talk to your lender if you are experiencing problems. They will find ways to help you or to direct you to sources of free advice and help.
You can also check out the Money and Pensions Service MoneyHelper website, which provides free and impartial advice, as well as a range of budgeting tools and calculators.