New figures released today by the Finance & Leasing Association (FLA) show that FLA members across the asset finance, consumer finance and motor finance markets provided £110.8 billion of new lending in the eight months to August 2026, 4% higher than in the same period in 2025. Of this total:
- £27.5 billion was provided to businesses for investment in machinery, equipment, and vehicles, including £17.2 billion to SMEs.
- £83.3 billion was provided to households, including £28.9 billion for new and used car purchases.
- £45.5 billion was provided by non-bank lenders.
FLA markets sit at the heart of the real economy, funding business investment in equipment, machinery and vehicles, helping households spread the cost of major purchases, and supporting economic activity across the UK.
Shanika Amarasekara, CEO of the FLA, said:
“The latest FLA lending figures show that businesses and consumers continue to invest in their future despite ongoing uncertainty, demonstrating the resilience of the UK economy. Finance is available to support investment and spending, but confidence remains the key to unlocking faster growth.”
“The Autumn Budget is an opportunity to give businesses and households the confidence to look ahead and make long-term decisions. Measures that boost business investment, improve access to finance for SMEs, reduce energy costs and protect lenders’ ability to fund growth would help unlock private sector investment, raise productivity and strengthen the foundations for sustainable economic growth.”
| Aug
2026 |
% change on prev. year | 3 months to Aug 2026 | % change on prev. year | 12 months to Aug 2026 | % change on prev. year | |
| Total FLA new business (£m) | 12,638 | 4% | 41,290 | 4% | 167,954 | 5% |
| By customer:
|
||||||
| Business (asset) finance (£m) | 2,965 | 10% | 10,344 | 9% | 41,934 | 6% |
| Consumer finance (£m) | 9,673 | 3% | 30,946 | 3% | 126,020 | 5% |
|
Within the above: |
||||||
| Motor finance (£m) | 3,736 | 4% | 13,505 | 6% | 56,930 | 7% |
Note to editors:
- The FLA Impact Report 2026, The Hidden Engine Behind UK Growth, was published on 29 June 2026. Further details may be found here.
- In 2025, FLA members provided £163 billion of new finance to UK businesses and households. £40 billion of finance was provided to businesses and the public sector. FLA members financed over a third of UK investment in machinery, equipment and purchased software in 2025.
- For media enquiries, please contact the FLA press office on 020 7420 9656.
